Senior Mortgage Loan Processor
|Jan. 04, 2016 - Dec. 26, 2018|
|Department:||Elevations Credit Union|
|Description:||Elevations Credit Union has grown over the last 60 years through the spirit of cooperation, active participation in the global credit union movement and by taking a supportive role in the communities we serve.|
In 2014, Elevations was one of four US organizations to be named a recipient of the prestigious Malcolm Baldrige National Quality Award for performance excellence in innovation, improvement and visionary leadership.
The Mortgage Loan Processor is responsible for processing mortgage loans from applications received from Loan Originators to submitting to underwriting, clearing conditions and obtaining final approval. Assure compliance with regulatory and investor guidelines including, but not limited to, RESPA, HUD, FHA, FNMA/FHLMC guidelines and Customer Service Standards set by Elevations Credit Union.
Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such report will be not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties.
Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.
|Duties:||As a processor, you will be expected to demonstrate a sense of urgency, willingness to work closely with others and be part of a team. Assume primary responsibility for the loan and proactively communicate with members, internal staff members, realtors, title companies, etc. to respond to inquiries and resolve problems. |
You will be expected to ensure pricing and fees are accurately reflected on each transaction and obtain and review all necessary appraisals, title and tax certificates, credit documents, mortgage insurance, flood and hazard insurance, HOA certificates, subordination agreements and other documents as required.
Maintain knowledge of regulatory changes, external and internal compliance requirements and to ensure loan salability. Our Loan Processors are dedicated to providing world class service that will maintain and grow a customerís relationship with Elevations Credit Union.
|Qualifications:||Four years relevant Mortgage Loan Processing experience|
Recent and consistent experience with al GSE investors, DU, LP and DE preferred
Thorough knowledge of loan processing, credit policies, closing policies, procedures, approval processes, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems
Strong PC skills (MS Office) required
Experience with mortgage origination systems/banking systems particularly relating to processing preferred
Knowledge of federal lending regulations governing residential real estate lending
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