Mortgage Loan Disclosure

Feb. 16, 2016 - Jan. 14, 2018
Location:Boulder, CO
Salary Range:15.30 - 19.20 an hour
Exempt/Non-Exempt:Non-Exempt
Type:Full Time
Department:Elevations Credit Union
Description:Sends out Initial Disclosures on all new mortgage loan applications and Changed Circumstance and Final Closing Disclosure.
• Demonstrate Elevations Core Values in all interactions with members, prospective members, vendors, visitors, and personnel in other Elevation’s departments.
• Act as primary contact for all Mortgage Disclosure activities and questions.
• Multi-task to meet all deadlines.
• Review daily reports to determine mortgage loans in application status that require early disclosures to be sent
• Review daily reports to determine changes in loan applications that may require re-disclosure.
• Hold weekly status meetings with Mortgage leadership team.
• Manage department accountability to meet all RESPA and CFPB requirement
• Understand and communicate changes and adjustments to regulatory requirements as they pertain to Mortgage disclosures
• Ability to train new and existing staff on all regulatory requirements as they pertain to mortgage disclosures
• Must be self-motivated and detail oriented, ability to handle extensive personal contact with others which may be of a sensitive/confidential nature. Ability to make decisions with minimal information.
• Provide assistance in writing and maintain departmental policies and procedures as they pertain to Mortgage disclosures
Qualifications:Required Competencies

• Managing Work (includes Time Management)
• Work Standards
• Initiating Action
• Building Customer Loyalty
• Contributing to Team Success
• Applied Learning
• Quality Orientation
• Stress Tolerance
• Energy



Education
• High school diploma or equivalent, some college preferred
Knowledge, Experience & Skills
• Minimum two years 1st mortgage experience in conventional, FHA and VA
• Knowledge of current CFPB and RESPA requirements for Mortgage disclosures
• Strong sense of personal accountability
• Excellent communication skills
• Proven ability to learn quickly and retain knowledge
• Ability to interact with others in a positive manner, either in person or by phone
• Detailed Oriented with ability to multi task
• Ability to meet deadlines


Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such report will be not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.

We are proud to be an EEO/AA employer M/F/D/V.
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