Mortgage Loan Officer Assistant

Mar. 21, 2018 - May. 21, 2020
Location:Fort Collins, CO
Benefits:Competitive Compensation Package
Type:Full Time
Department:Elevations Credit Union
Description:What’s in it for you:

Competitive pay, organization-wide incentive program, 401k matching, mortgage and auto discounts
4 weeks min. paid time off, work anniversary paid time off, 11 paid holidays, and 16hrs paid volunteer time off
Medical, dental, and vision health plans with FSA or HSA options
Onsite fitness center, Zumba and yoga classes, health fairs with biometrics screening and flu shots
Employee Assistance Program with a variety of services
Career development, trainings, career coaching, job shadowing, mentoring program, tuition reimbursement up to $5,000/year, and a recognition system
Culture of excellence and continuous improvement
We strive to be the best place you’ve ever worked!

When joining Elevations, you can expect to work for a company that:

Provides amazing experiences and creates raving fans.
Strives to provide solutions for a better life and promises employees it will be the best place they have ever worked.
Wins awards such as “Best Bank”, “Best Companies to Work for in Colorado” and even the “Malcolm Baldrige National Quality Award”, the only Presidential award for quality.
Has a highly-engaged workforce and emphasizes career growth, empowerment and servant leadership.
Duties:What you will be doing:

Consistently contributes to the success of the Mortgage Loan Officer and their team by meeting standards of excellence in project management, marketing, analytical and administrative support.  Additionally, a Mortgage Loan Assistant II supports the loan officer by taking application information and providing phone/email coverage when the LO is away from the office with supervision by LOA Supervisor and/or another loan officer. Duties include:

Take ownership of the mortgage loan process from application to funding, acting as project manager with minimal supervision

Interact with members, loan officers, fellow LOA’s, processors, underwriters, closers, title agents and real estate professionals in a collaborative and professional manner

Schedule and attend pipeline meetings for loans in process

Communicate loan progress to borrower and real estate agents

Effectively manage purchase contract and lock expiration dates, anticipating areas of concern and bringing them to the attention of the loan officer and processor, assist as needed to meet those deadlines

Prepare and submit appraisal reconsiderations, rapid rescore requests and loan committee reviews with guidance from loan officer, or LOA Supervisor

Responsible for maintaining TRID compliance in providing mortgage disclosures throughout the process

Continued knowledge development of loan origination software, compliance requirements, ECU systems and procedures, loan structure/pricing and underwrite guidelines

Develop and create best practices for SOPs, workflows and loan origination software

Prepare and implement marketing ideas and support to expand loan officer referral partners and book of business

Assist mortgage operations staff, as needed
Maintain a professional work environment and business-like appearance

Exemplify the Elevations Credit Union culture and core values in all workplace interactions and settings

Adhere to all Federal/State laws and governing regulations applicable to mortgages and the credit union
Qualifications:What you need for this position:

Equivalent to a high school education.

Minimum two years mortgage experience – 1 year mortgage sales experience preferred.

Knowledge of Fannie Mae & Freddie Mac guidelines, mortgage regulations and TRID compliance.

Demonstrated expeirence with mortgage loan programs, structure, options and pricing.

Ability and willingness to provide encouragement and support to fellow LOA's by sharing mortgage knowledge and best practices.

Interpersonal Skills: Courtesy, tact, discretion and diplomacy are essential elements of the job.

Candidate must have an ability to foster positive work relationships with people both inside and outside the organization.

Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1953, we’ve grown from 12 members and less than $100 in assets to an institution with 11 branches and more than 120,000 members that manages over $1.7 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

AAP/EEO Statement: Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such report will be not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act. We are proud to be an EEO/AA employer M/F/D/V. Elevations provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law.
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